Terms of Service

Last Updated: 15 March, 2026

These Terms of Service (“Terms”) govern your access to and use of the website, software platform, and services provided by FSWorkpaper.ai (“Company,” “we,” “our,” or “us”), including all related applications, APIs, and services (collectively, the “Services”).

By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, you must not use the Services.

1. Eligibility

You must be at least 18 years old to use our Services.

By using the Services, you represent and warrant that:

• You have the legal capacity to enter into these Terms.
• If you are using the Services on behalf of a company or organization, you have the authority to bind that organization to these Terms.

2. Description of Services

FSWorkpaper.ai provides an AI-powered platform that converts financial statements into standardized workpapers and structured financial data.

Our Services may include:

• Financial statement format normalization
• Account name standardization
• Data extraction and structuring
• Human review interfaces
• Reporting and integrations with other systems

The Services may evolve over time as we improve features and functionality.

3. Account Registration

To access certain features of the Services, you may be required to create an account.

You agree to:

• Provide accurate and complete information during registration.
• Maintain the confidentiality of your login credentials.
• Notify us immediately of any unauthorized use of your account.

You are responsible for all activities that occur under your account.

4. Acceptable Use

You agree to use the Services only for lawful purposes and in accordance with these Terms.

You may not:

• Use the Services in violation of any applicable laws or regulations
• Attempt to gain unauthorized access to the platform or other users’ data
• Upload malware, viruses, or malicious code
• Interfere with the operation or security of the Services
• Use the platform to process unlawful, harmful, or fraudulent content

We reserve the right to suspend or terminate accounts that violate these rules.

5. Customer Data

You may upload financial statements or other data to the Services (“Customer Data”).

You retain ownership of all Customer Data that you upload.

By using the Services, you grant us a limited license to:

• Store, process, and analyze Customer Data solely for the purpose of providing the Services
• Generate outputs such as standardized workpapers or structured financial information

We do not sell or share your Customer Data except as required to provide the Services or comply with legal obligations.

6. Artificial Intelligence Processing

Certain features of the Services use artificial intelligence and machine learning technologies.

By using the platform:

• You authorize us to process uploaded documents using AI systems to generate outputs.
• AI-generated outputs may require human review and validation.

Our Service is designed to assist accounting, audit, and tax professionals, not replace them. You remain responsible for verifying outputs before relying on them for professional or regulatory purposes.

7. Intellectual Property

All rights, title, and interest in the Services, including software, technology, design, trademarks, and content, are owned by FSWorkpaper.ai or its licensors.

These Terms grant you a limited, non-exclusive, non-transferable license to use the Services solely for their intended purpose.

You may not:

• Copy, modify, or distribute the software
• Reverse engineer the platform
• Resell or sublicense the Services without authorization

8. Confidentiality

We understand that financial statements contain sensitive information.

Both parties agree to maintain the confidentiality of any non-public information exchanged in connection with the Services and to use such information only for the purposes of providing or using the Services.

9. Third-Party Services

The Services may integrate with or rely on third-party services such as cloud infrastructure providers or analytics platforms.

We are not responsible for the availability, security, or functionality of third-party services.

10. Fees and Payments

Certain features of the Services may require payment.

If applicable:

• Fees will be disclosed on our website or in a separate agreement.
• Payments are due according to the selected subscription plan.
• Failure to pay fees may result in suspension or termination of your account.

11. Termination

We may suspend or terminate your access to the Services if:

• You violate these Terms
• You fail to pay applicable fees
• We are required to do so by law

You may stop using the Services at any time. Upon termination, your right to access the Services will immediately cease.

12. Disclaimer of Warranties

The Services are provided “as is” and “as available.”

We do not guarantee that:

• The Services will be uninterrupted or error-free
• AI-generated outputs will always be accurate
• The Services will meet all of your requirements

You use the Services at your own risk.

13. Limitation of Liability

To the maximum extent permitted by law, FSWorkpaper.ai and its affiliates will not be liable for:

• Indirect, incidental, or consequential damages
• Loss of profits, revenue, or data
• Any damages resulting from reliance on AI-generated outputs

Our total liability for any claim relating to the Services will not exceed the amount paid by you for the Services in the previous 12 months.

14. Changes to These Terms

We may update these Terms from time to time.

When changes occur, we will post the updated Terms on our website with a revised “Last Updated” date.

Your continued use of the Services after updates constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of Delaware, USA, without regard to conflict of law principles.

16. Contact Information

If you have questions about these Terms, please contact us at support@fsworkpaper.ai.